Consumers save $60,010 per transaction---over one year of pre-tax income returned to families. Service providers gain efficiency-based competition opportunities where merit determines success. Communities gain expanded ownership access, with first-generation and underserved populations benefiting most from reduced barriers. The democratization of property access particularly benefits communities historically excluded from real estate markets.

When transaction costs drop from 16.3% to 1.7% of property value, homeownership becomes achievable for families previously priced out by friction rather than property values. First-generation wealth building accelerates as families can afford to buy and sell properties to match changing life circumstances. When algorithms replace human judgment in verification and processing, discriminatory practices become impossible to implement. Equal access to property markets becomes a mathematical guarantee rather than a regulatory aspiration.

Primary losses concentrate among those extracting value without creating it: part-time or low-quality service providers, those overcharging for commodity services, those profiting from hidden fees, licensing bodies that gate-keep rather than ensure quality, and professional organizations like MLS and NAR that maintain artificial scarcity. The market naturally selects against extraction in favor of value creation, transforming real estate from a cartel-protected industry to a competitive market serving human needs.

The transition creates winners and losers based on value creation rather than market position. High-quality professionals gain expanded opportunities and better compensation. Low-quality providers face natural market pressure. Consumers benefit from lower costs and better service. Unlike traditional reputation systems that reset with each move or rely on easily manipulated reviews, blockchain reputation follows professionals throughout their careers, creating long-term incentives for quality service.

The overall effect is a more efficient, fair, and accessible real estate market that serves human needs rather than institutional interests. When systems reward contribution over extraction, human potential flourishes in ways that benefit everyone who participates honestly in the market. Market forces accomplish what regulations struggle to enforce---consistent, high-quality service delivered through transparent, verifiable mechanisms that protect all participants.